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Loans

The Peoples Bank has been making loans to Knox County residents since 1920.   The purpose of individual loans can vary greatly, but most are alike in one way.  Loans make dreams come true.  We are a full service lender, waiting to help make your dreams come true.  Stop in to let us know how we can help.

Real Estate Loanhome loans web

Since 1920, we have been helping our friends and neighbors in Knox County achieve their dreams of home ownership.  Sure, we offer many more financing options than we did in 1920,  but the same philosophies apply.  Investing in the homes of our community, will build our community and make it stronger and more prosperous.


Home Mortgages

  • Fixed rate loans with up to 30 year terms
  • Adjustable Rate Mortgages (ARMs) with initial rates locked in as long as 7 years

We service all of our loans, this means we approve and close your loan, we keep your information right here within Knox County, and you make your payments here.


Construction Loans home construction

Ready to make your dream of a new home a reality?  Its never too soon to talk with us about your plans.   Beginning with pre-qualification and continuing through contractor disbursements, as well as permanent financing, let us be your partner.  We have been helping to build homes in Knox County for more than eight decades.  That’s what The Peoples Bank, your local community bank is all about.  Helping people achieve their dreams.   We have lower closing costs than many of our competitors, making sure you don’t get unpleasant surprises as all of the fees start building up.


Land Loans land loan

Has that perfect building lot just come onto the market?  Looking to build your dream home?  There are a number of reasons to invest in land.  We can help you achieve your dreams, give us a call today.


Business & Commercial Loans

Please contact us to discuss how we can tailor a product to fit your business.commercial loan web


Installment Loans

At The Peoples Bank, installment loans for many purposes are available.  How can we help your dreams come true?  What is the dream purchase that you want to make?

  • Carinstallment loans
  • Home Improvement
  • Truck
  • Boat
  • Recreational Vehicles
  • Vacation
  • Pool
  • Debt Consolidation
  • Equipment

Loans are available to our credit-worthy customers, for these and many other purposes.


Home Equity Loans home equity

Your home could be loaded with cash.  You can access that cash through a Peoples Home Equity Credit Line.  This can open the door for you to attain flexible budgeting with the financial resource that you live in.  The difference between the appraised value of your home, and the amount owed to others, is your equity.  Check writing capability comes with this account.  Monthly payments are based on the current balance, not the amount of the credit line that we may have approved for you.  Tax savings may also occur due to potential deductibility of interest.  Consult your tax advisor for details.


Credit Cards credit cards

The Peoples Bank is proud to be able to offer our customers the opportunity to carry the Visa Classic card or the Visa Gold credit card.  Applications are available in our Branch offices.  Credit cards can be an excellent way to ensure financial flexibility to fund vacations, as well as a number of other periodic purchases so that the cost can be spread out over months instead of requiring immediate expenditures.

For questions about billing, payments, or general information please contact 1-800-876-9119 or log in to your account information at www.ezcardinfo.com. Logging in to the website will also allow you to make your payment or use our VISA bill payment options. Report a lost or stolen credit card to the bank during regular business hours or call 1-800-VISA-911.