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Lending

Home Mortgage

With competitive interest rates and flexible terms, The Peoples Bank ensures that you receive the best possible financing options for your new home. Whether you’re a first-time homebuyer or looking to refinance your existing mortgage, we’re here to provide you with the personalized service and support you deserve.

Home Mortgage: Learn More

Get Pre-Qualified

Apply For a Mortgage

Refinance Rates & Programs

Meet Our VP of Lending

Meet Deanna Johnson, the Vice President of Lending at The Peoples Bank. With a keen eye for detail and a passion for excellence you’re not just getting a lending expert—you’re gaining a trusted partner who’s dedicated to making your mortgage journey a breeze. From first-time buyers to seasoned homeowners, Deanna’s got you covered with her extensive knowledge of lending products and programs.

Call Deanna

Contact Deanna

Deanna Johnson

VP of Lending

NMLS# 673392
Contact Information
Direct Dial: 740-233-3063
Office: Gambier

Home Equity Loans & HELOC

Unlock the hidden potential of your home with our Home Equity solutions at The Peoples Bank. With a Home Equity Loan or Line of Credit, you can tap into the equity you’ve built up in your home to access cash for whatever you need, whether it’s home improvements, debt consolidation, or other financial goals. Our Home Equity Line of Credit (HELOC) offers you the flexibility to borrow as needed, with check-writing capabilities and monthly payments based on your current balance. Plus, potential tax savings on interest make this option even more appealing. Discover how you can leverage the value of your home to achieve your financial dreams—talk to us today about our Home Equity options.

Auto Loans

Rev up your dreams with hassle-free Auto Loans from The Peoples Bank! Whether you’re eyeing that shiny new ride or considering a reliable used vehicle, our competitive rates and flexible terms are here to make your dream purchase a reality. With financing options available for cars, trucks, boats, RVs, and equipment, we’ve got you covered no matter what you’re in the market for. Plus, enjoy the convenience of fast, local decisions and personalized service every step of the way. Ready to hit the road? Apply now and let’s turn your dream purchase into a driveway reality!

Credit Cards

Online account access provides the quickest and easiest way to:

Make payments
View statements
and much more

Apply Online

For questions about billing, payments, or general information please contact 1-800-876-9119 or log in to your account information at www.ezcardinfo.com. Logging in to the website will also allow you to make your payment or use our VISA bill payment options. Report a lost or stolen credit card to the bank during regular business hours or call 1-800-VISA-911.

Pay My Visa Bill

Student Loans

College Ave loans can help undergraduate and graduate students with their school expenses. We also have loans for parents who want to help cover the cost of college for their kids. College Ave provides a simple application, helpful tools and a personalized loan experience to help you create a loan that works best for you and your budget.

College Ave also offers Student Loan Refinancing for graduates. Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. Plus, combining multiple loans into one loan can make repayment easier and simplify your life.

Easy online application – instant credit decision
Get your Refinance rate in 60 seconds
No application or prepayment fees
Build a repayment plan that fits your budget