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Unsecured Home Improvement Loans

Repair, Renew & Reimagine

Unsecured Home Improvement Loans

Looking to enhance your home without breaking the bank? The Peoples Bank has you covered with our Unsecured Home Improvement Loans. Whether you’re looking to repair, renew, or completely reimagine your space, we offer affordable options to fit your needs, giving you peace of mind throughout your project.

Choose from two flexible loan options:

  • Loan Option 1: Borrow $5,000 – $25,000, starting rate 15.99%, with a $240 origination fee, and a maximum term of 60 months. Plus, there’s no prepayment penalty.
  • Loan Option 2: Borrow $5,000 – $40,000, starting rate 16.99%, with a $240 origination fee, and a maximum term of 120 months. No prepayment penalty applies.

Both options are subject to credit approval and underwriting guidelines, with no mortgage delinquencies for the past two years and at least two years of homeownership required. Borrowers must be on the property deed, and for construction projects, improvement plans may be required.

Let The Peoples Bank help you get your home projects done with confidence and flexibility!

Disclosure: Subject to credit approval. Two loan options available. The annual percentage rate (APR) is determined by the amount borrowed, origination fee, and length of the loan. Example one: Minimum loan amount is $5,000 with a maximum of $25,000. Maximum term is 60 months. The monthly payment on a $10,000 loan at a 60 month repayment term is $243.11 with an APR of 17.104%. Example two: Minimum loan amount is $5,000 with a maximum of $40,000. Maximum term is 120 months. The monthly payment on a $30,000 loan amount at a 120 month repayment term is $521.16 with an ARP of 17.209%.

Meet Our VP of Lending

Meet Deanna Johnson, the Vice President of Lending at The Peoples Bank of Gambier. With a keen eye for detail and a passion for excellence you’re not just getting a lending expert—you’re gaining a trusted partner who’s dedicated to making your mortgage journey a breeze. From first-time buyers to seasoned homeowners, Deanna’s got you covered with her extensive knowledge of lending products and programs.

Contact Deanna Today

Deanna Johnson

VP of Lending

NMLS# 673392
Contact Information
Direct Dial: 740-233-3063
Office: Gambier

The Peoples Bank, Main Office
P.O. Box 151
103 E. Wiggin Street
Gambier, Ohio 43022
Phone:  740-427-2101
Fax:  740-427-3106

The Peoples Bank, Mount Vernon Branch
11423 Upper Gilchrist Road
Mount Vernon, Ohio 43050
Phone:  740-397-7922
Fax:  740-397-6682

NMLS: 641250
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